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Retirement Planning


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Salemtowne is a Continuing Care Retirement Community or CCRC that provides a forward-thinking continuum of care in one location for the individual's lifetime. 

In general, CCRCs are communities that provide a continuum of care to older adults under a contract for the life of an individual or for a period longer than one year, in exchange for an entrance fee and/or periodic fees. Salemtowne's full menu of services on campus include independent living cottages and apartments, physician services, rehabilitation services, assisted living, short-term and long-term skilled nursing, as well as memory care residences. Salemtowne is a CCRC designed to help ensure that retirement is rewarding, offering a combination of comprehensive wellness programs, services and amenities — all with predictable monthly costs.


Continuing Care

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Contract and Fee Types

​Salemtowne offers a modified contract (type B). The NC Department of Insurance defines a Type B or a  modified contract as one that provide housing, residential services, and a specified amount of health-related services in exchange for an entrance fee and a monthly fee. Health related services are provided at a subsidized rate. Salemtowne offers a discounted rate in the Babcock Health Care Center and the Masten Assisted Living for a lifetime for all residents who have paid an entrance fee. 

There are two primary fees paid to Salemtowne: the entrance fee and the monthly service fee.

The Entrance Fee (Independent living residents only)

The entrance fee entitles the applicant to residency at Salemtowne, together with the use, enjoyment and benefits of the common areas, amenities, services and programs. It also assures the resident priority access to the on-campus Babcock Health Care Center and the on-campus Masten Assisted Living Center should care be needed, either on a temporary or long-term basis.

Residents who have paid an entrance fee are entitled to a discounted rate for assisted living and skilled nursing care when the need arises. 

The entrance fee varies according to the type and size of the residence. These entrance fees may occasionally change. Payment of the entrance fee does not constitute ownership of any property.

Monthly Service Fee

The monthly service fee includes such items as utilities (except phone and internet services), cable television, maintenance, groundskeeping, security, housekeeping, and flexible dining program among other services. The monthly service fee for each Salemtowne residence varies according to the size of the accommodations and services selected.

Babcock Health Care Center & Masten Assisted Living Center

While we do accept direct admissions to Babcock Health Care Center and Masten Assisted Living Center, priority is given to Salemtowne residents who need higher levels of care. Salemtowne also has certified Medicare beds in the Babcock Health Care Center.

Assisted Living Short-Term Transitional Rehabilitation Long-Term Skilled Nursing Memory Support

Residential Living Sales Team

Carol Leftwich

Sales Counselor

Shanna Spainhour

Sales Counselor

Nikki Burris

Director of Marketing & Sales

Do the Math: Compare the Cost of Your Current Lifestyle to That of Living in a CCRC

Monthly budgets generally include everything from mortgages and utilities to meals, healthcare and more. Fill out this form to get a quick and easy formula to compare your current expenses to the monthly cost of living in a continuing care retirement community such as Salemtowne. We think you’ll better understand and more fully appreciate the value.

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